1This account earns interest. Minimum balance of $10 to earn Annual Percentage Yield (APY). APY of 4.60% is effective as of May 25, 2023 and is guaranteed through December 31, 2023, after which the account will pay a variable rate in which rates and APYs are subject to change. You must be a resident of or work in Massachusetts to take advantage of this offer. New accounts must be opened between May 25, 2023 and August 31, 2023. Offer may be withdrawn at any time. The High-Yield Money Market Special has a minimum opening deposit of $1. This is a tiered variable rate account. Interest is not paid on balances below $10. If your balance is between $10 - $49,999.99, the interest rate is 4.50% and the Annual Percentage Yield (APY) is 4.60%. If your balance is between $50,000 - $149,999.99, the interest rate is 4.50% and the APY is 4.60%. If your balance is between $150,000 - $249,999.99, the interest rate is 4.50% and the APY is 4.60%. If your balance is greater than or equal to $250,000, the interest rate is 4.50% and the APY is 4.60%. Fees may reduce earnings. All other terms and conditions for High-Yield Money Market Accounts apply.
2FDIC insurance is available up to applicable limits. To evaluate the amount of FDIC coverage on your accounts, we suggest you use the estimator tool on the FDIC website.
3Maintain an average monthly balance of $1,000 to waive the $10 monthly maintenance service charge.
4Please note when traveling abroad you must submit all ATM receipts for refunds.
5Banzai, Inc. is a provider of online, interactive simulations that engage and challenge while supporting financial literacy.
6Bonus tier on High-Yield Money Market Accounts with balances of $250,000 or more with a Performance Plus Checking Account.
