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We make the application and closing process easy, supporting and guiding you every step of the way. We have the flexibility to tailor a loan to your needs with competitive rates.  

Auto Loans

Once you find your perfect car, our loan approval takes just minutes, so you can drive away in your new car today. Refinance your current auto loan with CSB, we offer competitive rates.

The finer points:

  • Loans on new or used autos
  • 100% financing available
  • Refinancing available
  • Payments can be automatically deducted from your CSB checking or savings account

Rates effective as of: April 16, 2018

TERM

RATE

APR

Monthly Payments per $1,000 Borrowed

36 Months 2.59% 2.72% $28.90
48 Months 2.69% 2.79% $22.00
60 Months 2.79% 2.87% $17.88
72 Months 3.09% 3.16% $15.23

Rates and terms shown are for vehicles 2017 and newer. Vehicles 2016 and older, please contact us for additional rates and terms.

Apply Now

To learn more, please visit a branch. 

Interest rates and annual percentage rates (APR) subject to change without notice. APR is based on loan amount of $10,000 at interest rate shown with $20 application fee. Subject to credit and collateral approval. Rates and terms shown are based on 730 credit score or greater. A VSI (Vendor’s Single Interest Insurance) fee of $50 applies.

Overdraft Line of Credit

With an overdraft line of credit, you get the peace of mind that you will not be charged an overdraft fee, have your debit card declined, or get your checks returned unpaid. 

The finer points:

  • Competitive rate
  • Flexibility to access and transfer funds when you overdraw your account
  • Interest is only paid on the outstanding balance
  • Line amounts from $500 - $2,500

Apply Now

To learn more, please visit a branch. 

Subject to credit approval. We will make loans up to the available credit line by advancing funds to your CSB checking account whenever necessary to prevent most withdrawal transactions (except bank service charges) from overdrawing it. Ask us for details. There is an annual fee of $25. The annual fee is waived for Performance Plus checking account customers and covered borrowers under the Military Lending Act.

Personal Unsecured Loans

Our personal loans are flexible and come with a predictable monthly payment. Use your loan to pay towards your upcoming wedding, consolidate your debt, or cover any purchase you make.

The finer points:

  • Competitive rates
  • Borrow from $1,500 - $5,000

Apply Now

To learn more, please visit a branch. 

Rates effective as of: April 16, 2018

TERM RATE APR Monthly Payment per $1,000 borrowed
36 Months 12.25% 12.53% $33.33

 

Interest rate and annual percentage rate (APR) subject to change without notice. APR based on loan amount of $5,000 at 12.25% interest rate with $20 application fee. Personal unsecured loans cannot be used for post-secondary education expenses. Subject to credit approval. Rates shown are based on 730 credit score or greater.

Deposit Account Secured Loans

Our deposit account loans are secured by a Passbook Savings account or Statement Savings account or Certificate of Deposit (CD) and are a great alternative to a personal unsecured loan.

The finer points:

  • Competitive rates
  • Loans up to 100% of the available balance in the deposit account
  • Lower rate than a Personal Unsecured Loan
  • Minimum loan amount is $1,500

Apply Now

To learn more, please visit a branch. 

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