Consumer Loan Rates
Consumer Loan Rates

 

Make it happen with a loan from CSB.


Ready for that dream vacation, a new car, or maybe even a newly finished basement? We have the Personal, Auto and Home Improvement Loan programs and great rates you need to make it happen.

 

Rates Effective as of: March 25, 2014

All rates subject to change without notice

Personal Loans

Applications accepted at branch locations only.

Type of Loan - Term

Loan Limits

Rate %

APR

 # of Monthly Payments

 Monthly Payment Per $1,000 Borrowed

Unsecured Personal 24 Months

 $1,500 - $3,000

14.500%

14.500%

24

$48.25

Unsecured Personal

36 Months

 $3,100 - $5,000

14.500%

14.500%

36

$34.42

 Secured Passbook*

 100% of Passbook

 Passbook rate +4%

 4.050%

12

$85.17

 Secured CD*

 100% of CD

 CD rate +4%

 4.150%

12

$85.22

Unsecured loans and Secured Passbook and CD loans cannot be used for the purpose of post secondary educational expenses.

*Annual Percentage Rates (APRs) & payment terms assume a one year maturity & are based on passbook rate & lowest 1-year CD rate offered as of 3-25-2014. Please inquire about other rates. Minimum loan amount is $2,500.

 

 

 

New Auto Loans

Dealer purchases only, no private party and no lease buy outs.

Term

Loan Limits

Rate %

APR

 # of Monthly Payments

 Monthly Payment Per $1,000 Borrowed

60 Months

 $50,000

6.250%

6.250%

60

$19.45

Maxiumum 90% financing

Used Auto Loans – Dealer Purchases Only

Vehicles not in current NADA book will be considered on a Personal Loan

Term

Loan Limits

Rate %

APR

# of Monthly Payments

Monthly Payment Per $1,000 Borrowed

48 Months

$25,000

 7.000%

 7.000%

48

$23.95

1-4 year old vehicle, 90% maximum financing

 

36 Months

 $10,000

 7.500%

 7.500%

36

$31.11

5-7 year old vehicle, 80% maximum financing

 

 

Home Improvement Loans

Owner Occupied properties only.

Term

Loan Limits

Rate %

APR

 # of Monthly Payments

 Monthly Payment Per $1,000 Borrowed

60 Months

 $10,000

9.500%

9.500%

60

$21.00

120 Months

$10,000

11.000%

11.000%

120

$13.78

  


 

 

  

RATES SUBJECT TO CHANGE WITHOUT NOTICE

LOANS SUBJECT TO CREDIT APPROVAL.

 

Ready to Apply? To apply, or to learn more, please call (888) 418-5626 and ask to speak with a loan specialist today.

 

 

QUESTIONS? COMMENTS?
- Call CSB at (888) 418-5626.

- For general inquiries, email us here.

- For specific account questions, please login to your WebBank account to send a secure email.

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