SuperSmart Checking

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0.75% APY* on balances from $10 to $25,000

Earn a market-leading interest rate — and enjoy all the flexibility of a great checking account —with SuperSmart Checking from CSB. In addition to that great rate, SuperSmart Checking also comes with unlimited ATM surcharge refunds.1

To qualify for the premium interest, all you have to do is fulfill these 3 requirements during each monthly qualification period:

  • Perform 10 debit card transactions (excludes ATMs)
  • Receive your statement electronically
  • Receive a monthly direct deposit into your account



Have Questions?

For more information, please call (888) 418-5626 today or stop by your nearest Branch Location a Sales and Service Representative will be happy to answer any of your questions.


Traveling Abroad?

Click here for important travel resources.




*Annual Percentage Yield (APY) is accurate as of March 28, 2014. Rates may change after account is opened. Conditions: a minimum of 10 debit card transactions deducted from the account and posting during the statement cycle (excluding ATM transactions), monthly direct deposit posting during the statement cycle, and enrollment in monthly eStatements. All conditions must be met during the statement cycle to earn higher APY.

When statement cycle conditions ARE NOT met, an interest rate of 0.05% will be paid for the entire balance in the account. The APY will be 0.05%.

When statement cycle conditions ARE met: TIER I - An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $25,000.00. The annual percentage yield (APY) for this tier will range from 0.75% to 0.05%, depending on the balance in the account.Tier II – If your daily balance is $25,000.00 or less, the interest rate paid on the entire balance will be 0.75% with an annual percentage yield (APY) of 0.75%.


A minimum balance of $100 is required to open the account. A daily balance of $10 is required in order to earn interest. Fees may reduce earnings. One account per household.


1. Other banks may impose a surcharge to use their ATMs. SuperSmart checking account customers will receive unlimited ATM surcharge refunds credited to their account at the end of each statement cycle. Please note: you must keep and submit your receipts to CSB to receive a surcharge refund when traveling abroad. Due to increased ATM fraud activity some restrictions may apply. See us for details.

- Call CSB at (888) 418-5626.

- For general inquiries, email us here.

- For specific account questions, please login to your WebBank account to send a secure email.

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