Buying a home or refinancing a mortgage is one of the biggest decisions you'll ever make. That's why we offer a variety of mortgage programs featuring competitive rates, flexible terms, and fast loan processing to fit your needs. We can usually accommodate any commitment or closing date requirement.
Our menu of mortgage programs include:
MassHousing Mortgage Programs
Other mortgages and refinance options
Learn more below!
Have peace of mind from knowing that your mortgage rate will not increase throughout the life of your mortgage with a fixed-rate mortgage.
A Jumbo Mortgage can make it possible for you to buy the home of your dreams when the amount you need to borrow is greater than $417,000.
Adjustable Rate Mortgages
If you plan on staying in your home for a short period of time, or if you expect your income to rise over the next several years, an adjustable-rate mortgage may be the best choice.
First-Time Homebuyer Mortgages
If you're thinking about buying your first home, we have a program that can make it happen – the CSB First-Time Homebuyer Mortgage. It gives you everything you need to make owning your first home easier, including:
If you've dreamed about buying a home, but thought you couldn't afford one, come talk to us. We offer a variety of affordable mortgage programs designed to make owning a home easier for individuals with low to moderate incomes. With a CSB Affordable Mortgage, you'll benefit from:
MassHousing Mortgage Program
Eligible homebuyers and homeowners can take advantage of 30-year, fixed-rate financing for the purchase or refinance of condominiums or one- to four-family properties. Borrowers may finance up to 97% of the sales price for single family homes and 95% of the sale price for condos or the appraised value, whichever is less. Loans with downpayments of less than 20% are insured by MassHousing's Mortgage Insurance Fund (MIF)
Other Cambridge Savings Mortgages
Whether you're building a new home or fixing up an existing one, we offer the specialized mortgage programs you need.
If you're looking to refinance to lower your monthly payment or to obtain cash from the equity in your home, we have a variety of attractive refinancing options.
Need more information?
Checkout today's Mortgage Rates and our online calculators, a great source for helpful information including mortgage calculators, FAQs and more! You can also call our Customer Contact Center at (888) 418-5626.
Cambridge Savings Bank's general lending area includes cities and towns within the Route 495 area of Massachusetts.