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mortgage loan officer Rick Garber black and white headshot

I take the time to get to know borrowers and their unique situation. I work with each of my customers to help determine which mortgage product is right for them.

Rick was one of CSB's top loan producers in 2020. With over 25 years of experience in residential mortgage lending, Rick has the knowledge and experience to secure your next mortgage with confidence and trust. He will work with you to find the right solution to meet your individual needs.

Rick's Specialties

  • Investment Properties
  • Multi-Family Properties
  • Condominiums
  • Owner-Occupied Homes
  • Rehab/Construction Loans

What Customers Say
About Working with Rick

If it were not for you we wouldn't be the proud new homeowners of our beautiful place! You have been truly phenomenal from day one. You have gone above and beyond anyone's expectations. We really appreciate all you have done for us.

Rick is an extremely good communicator. Excellent customer service, A+