Understanding Your Deposit Account

Personal Accounts

Refer to the Understanding Your Deposit Account Handbook for Personal Accounts for:

  • Terms and Conditions of Your Personal Account
  • Electronic Funds Transfer Agreement – Your Rights and Responsibilities
  • Funds Availability
  • Truth in Savings Disclosure
  • Additional Legal Terms (Including Arbitration Provision)
  • Addenda:

Refer to the Personal Account Fee Schedule for:

  • Monthly maintenance fees (if applicable)
  • Ways to waive monthly maintenance fees (if applicable)
  • Fees for other services

Additional disclosures:

Business Accounts

Refer to the Small Business Fee Schedule or Commercial Account Fee Schedule for:

  • Monthly maintenance fees (if applicable)
  • Ways to waive monthly maintenance fees (if applicable)
  • Fees for other services

Additional disclosures: