Personal Loans

Borrow what you need. Get more than you expect.

We make the application and closing process easy, supporting and guiding you every step of the way. We have the flexibility to tailor a loan to your needs with competitive rates.  

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Overdraft Line of Credit1

With an overdraft line of credit, you get the peace of mind that you will not be charged an overdraft fee, have your debit card declined, or get your checks returned unpaid. The finer points:

  • Competitive rate

  • Flexibility to access and transfer funds when you overdraw your account

  • Interest is only paid on the outstanding balance

  • Line amounts from $500 - $2,500

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Personal Unsecured Loans2

Our personal loans are flexible and come with a predictable monthly payment. Use your loan to pay towards your upcoming wedding, consolidate your debt, or cover any purchase you make.

  • Competitive rates

  • Borrow from $1,000 - $5,000

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Personal Unsecured Loan
Rates effective as of: April 8, 2020
Term2 Rate2 APR2 MONTHLY PAYMENT PER $1,000 BORROWED2
36 Months 12.25% 12.53% $33.33

Deposit Account Secured Loan

If you would like to use your CSB deposit accounts to secure your loan, our Deposit Account Secured Loan may be the right choice for you.

This loan gives you the flexibility to borrow against your funds currently held with us - either with a Statement Savings account or a Certificate of Deposit (CD) account at a much better rate than a personal unsecured loan.

  • Competitive rates

  • Loans up to 100% loan to value

  • Lower rate than a Personal Unsecured Loan

  • Minimum loan amount is $1,000

Credit Builder Loan

If you are just starting to build your credit and may not have enough in deposits to secure your loan, our Credit Builder Loan could be a great choice for you.

This loan does not require you to have funds on deposit but instead uses the proceeds from your Credit Builder loan to fund a new Statement Savings account at a much better rate than a personal unsecured loan. You can use this loan to start building your credit.

  • Competitive rates

  • Loans up to 100% loan to value

  • Lower rate than a Personal Unsecured Loan

  • Minimum loan amount is $1,000

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