Yvonne serves as SVP, Head of Asset-Based Lending at CSB. Yvonne launched CSB's ABL team in 2019 and has built it into a key pillar of the bank's commercial lending strategy, deepening our ability to best serve our commercial clients. With over 30 years of industry experience, Yvonne brings deep expertise in asset-based lending and commercial finance. Prior to CSB, she held senior leadership positions at Blue Hills Bank and First Niagara Commercial Finance, where she developed comprehensive ABL strategies and client solutions. She also led strategic initiatives at prominent asset valuation firms, including Gordon Brothers Group and Hudson Capital Partners. Yvonne began her career as a Certified Public Accountant at PricewaterhouseCoopers, where she built a strong foundation in financial analysis and advisory services. She earned her Bachelor of Science degree from Babson College.

Cal Navatto is a seasoned commercial finance professional with deep experience in asset-based lending, business development, and relationship management. In his role at Cambridge Savings Bank, Cal focuses on expanding the Bank’s asset-based lending portfolio and deepening strategic partnerships with middle-market companies across the Northeast and broader East Coast region. He previously held senior leadership roles at eCapital Corp., CIT (a subsidiary of First Citizens Bank), and UMB Capital Finance, where he sourced and closed complex ABL and factoring transactions and built strong referral networks. Cal is respected for his thoughtful approach to financing solutions and commitment to supporting the growth of his clients’ businesses.

John is a First Vice President and Senior Asset-Based Lending Officer at Cambridge Savings Bank. In his current role, John provides solutions to assist businesses with financing needs to support growth, recapitalization, working capital, or an acquisition, merger, or buyout. John has been with Cambridge Savings Bank since September 2018 and has been part of the Asset-Based Lending team since August 2019. Prior to joining Cambridge Savings Bank, John spent twenty-one years in corporate banking at Citizens Bank, with seventeen of those years specializing in Asset-Based Lending. John has a BA in Economics and English from Tufts University and an MBA from Boston University.