Mortgages
Buying a home is a significant step on your financial journey, and we’re here to help you every step of the way! Connect with a Mortgage Loan Officer to learn about the best loan options for your unique situation, including our Mortgage Relationship Pricing Program for eligible Personal Banking customers.
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Ready to Get Started?
Start your Mortgage journey with CSB!
Start Application Now
Fixed Rate Mortgages Disclosure
1 All rates subject to change without notice. Payment amounts on the above products do not include taxes and insurance. Your payments may be greater.
2 Conforming Fixed rates above are based upon a loan amount of $750,000, 1-unit, primary residence, purchase with a loan to value of 75% or less and FICO Score 780 or greater for a 60-day rate lock period. Rates may vary based on other scenarios.
3 Jumbo Fixed rates above are based upon a loan amount of $1,000,000 for a 1-unit, primary residence, purchase with a loan to value of 80% or less and FICO Score 780 or greater for a 60-day rate lock period. Rates may vary based on other scenarios.
4 High Balance County loan limits may be restricted.
5 Annual Percentage Rate (APR) is based on a primary residence property. All rates subject to change without notice. Subject to credit approval. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes; and the consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.
Adjustable Rate Mortgages (ARM) Disclosures
Adjustable Rate Mortgage Rates are based on a 1-unit, primary residence, purchase with a loan amount of $750,000 for Conforming or a loan amount of $1,000,000 for Jumbo, a loan to value of 75% or less and FICO Score 780 or greater for a 60-day rate lock period. Rates may vary based on other scenarios. All rates subject to change without notice. Subject to credit approval. The interest rate on adjustable rate programs may increase after the initial period. The fully-indexed rate is equal to a margin plus the index. Please ask us about the current index and margin for these products.
6 All rates subject to change without notice. Payment amounts on the above products do not include taxes and insurance. Your payments may be greater.
7 The adjustable rate programs are based on a 30-year term. The rate may increase after the initial period.
8 High Balance County loan limits may be restricted.
9 Annual Percentage Rate (APR) is based on a primary residence property. All rates subject to change without notice. Subject to credit approval. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes; and the consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.