¹Maximum income limits or property location restrictions may apply. Minimum FICO score of 680 required. Purchase transactions only, primary residences only. Maximum loan-to-value (“LTV”) is 97% for single unit/condo and 95% for 2-unit. First-time home buyer class and landlord counseling required, if applicable. Other restrictions may apply.

²Single family and condominiums only that are occupied as a primary residence only.  Minimum FICO score of 680. Other restrictions may apply.

³Maximum income limits apply. First-time home buyer class and landlord counseling required, if applicable. FICO score minimum as low as 640. Each of the programs available have other restrictions that may apply. Contact us for more information.

⁴MI Plus™ borrower protection is included with MassHousing loans at no additional cost. MI Plus™ pays a borrower’s principal and interest for six months (up to $2,000/month) if they become unemployed.

⁵Maximum income limits apply. A minimum FICO Score of 640 required for 1 unit properties and 660 for 2-3 unit properties. Maximum loan-to-value (“LTV”) is 97% for 1-2 units and 95% for 3 unit. First-time home buyer class and landlord counseling required, if applicable. Other restrictions may apply.

⁶Maximum income and loan amount limits apply. Purchases and no-cash-out refinances only, primary residences only. Maximum loan-to-value (“LTV”) is 97% for one-unit properties.  Maximum LTV is 85% for 2-unit properties. Maximum LTV is 75% for 3- and 4-unit properties. First-time home buyer class and landlord counseling required, if applicable. Other restrictions may apply.

⁷Maximum income and loan amount limits apply. Purchases and no-cash-out refinances only, primary residences only. Maximum loan-to-value (“LTV”) is 97% for one-unit properties. Maximum LTV is 95% for 2-to 4-unit properties. First-time home buyer class and landlord counseling required, if applicable. Other restrictions may apply.