On Tuesday, November 24, an update to your Business Mobile Banking App will be available for you to download. This update contains important security features that need to be established. If you have automatic updates enabled on your iPhone®, Tablet, or Android device then no further action is required. If you do not have automatic updates enabled, please download the updated Cambridge Savings Bank Business Banking App from the App Store® or get it on Google PlayTM. 
If you have any questions, commercial clients please call Client Services at 617.441.7051 Monday through Friday (excluding Federal Holidays). 8:00am – 5:30pm. Small Business clients, please call the Customer Contact Center at 888.415.5626 Monday through Friday (excluding Federal Holidays) 9:00am-6:00pm or on Saturdays from 9:00am to 3:00pm.
 

Checking

Our checking philosophy: more of what you want. Less of what you don’t.

Our checking account options couldn’t be simpler. You don’t have to jump through hoops to waive your monthly fee. Banking online or on the go is easy, and so is the technology you need to use your account quickly and conveniently. See for yourself. Compare our checking options to find the one that best fits you.

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Need help finding the right account for you?
WE CAN HELP YOU CHOOSE!
How do you like to bank? Please choose one or more options
What is your average monthly balance?
Choose the benefits that are important to you. Select as many as you like.

Simple Checking

  • $10 minimum account opening deposit1
  • No monthly maintenance fee

 

Performance Checking

  • $10 minimum account opening deposit
  • No monthly maintenance fee (when you meet balance requirements)1
  • Up to $12 in monthly ATM surcharge refunds2
  • First order of basic checks free
  • Discounts on Overdraft Line of Credit Annual Fee3

 

Performance Plus Checking

  • $10 minimum account opening deposit
  • No monthly maintenance fee (when you meet balance requirements)1
  • Unlimited ATM surcharge refunds2
  • First order of basic checks free
  • Free money orders/treasurer's checks
  • Discount on loan products3
  • Bonus tier on Performance Money Market account
  • $10 minimum daily balance to earn APY
  • 0.05% Interest Rate and Annual Percentage Yield
See Other Options Apply Now Apply Now Apply Now
  • Performance

    If you’re looking for an account with more perks, Performance Checking is the checking account for you.

    • $10 minimum account opening deposit

    • No monthly maintenance fee
      (when you meet balance requirements)1

    • Up to $12 in monthly ATM surcharge refunds2

    • First order of basic checks free

    • Discounts on Overdraft Line of Credit Annual Fee3

    Apply Now See Full Terms & Disclosures

    Not sure if Performance is right for you? We’ll help you find what is!

  • Performance Plus

    This interest-earning account gives back to you with our best features and benefits to reward you for your relationship with us.

    • $10 minimum account opening deposit

    • No monthly maintenance fee (when you meet balance requirements)4

    • Unlimited ATM surcharge refunds5

    • Unlimited basic style checks

    • Free money orders/treasurer's checks

    • Discount on loan products6

    • Bonus tier on Performance Money Market account

    • $10 minimum daily balance to earn APY

    • 0.05% Interest Rate and Annual Percentage Yield7

    Apply Now See Full Terms & Disclosures

    Not sure if Performance Plus is right for you? We’ll help you find what is!

  • CSB One

    A banking package to help you earn more, save day-to-day, and grow your money.

    • 1.50% APY8 on your first $5,000

    • Up to $12 in monthly ATM surcharge refunds9

    • $10 minimum account opening deposit

    • No monthly maintenance fee

    • Annual fee waiver on Overdraft Line of Credit10

    • Bonus Tier on our Performance Money Market Account11

    Apply Now See Full Terms & Disclosures

    Not sure if CSB One is right for you? We’ll help you find what is!

Checking Account Benefits

Here's what comes with your CSB checking account.
  • Debit Mastercard®

    Combine the convenience of a credit card while only using the money that’s available in your checking account.
    Learn More
  • Popmoney

    Sending money has never been easier - and receiving it never more convenient. Send, request, and receive money with a click of a button to just about anyone with an email or mobile number.

    Learn More
  • Online & Mobile Banking

    It’s easy to set up and use Online and Mobile Banking. Plus, you get the added convenience of being able to bank anytime, anywhere, with the ease of knowing that your transactions are secure.
    Learn More
  • Checks

    Some customers may still prefer to write checks. This convenient way to make a payment provides easy record keeping and may be safer than cash.

    Learn More

DIRECT DEPOSIT

Direct Deposit is the safe, convenient way to deposit recurring payments into your account electronically. Once you set up this service, your paychecks, Social Security income, tax refunds, or dividend income will be deposited automatically.

Make sure to have your checking account and routing number handy. Our routing number is 211371120 and both your account number and routing number can be found at the bottom of your checks.

BENEFITS:
  • Split your paycheck into multiple accounts for better control of funds
  • Electronic delivery makes your funds available immediately
  • Reduce the risk of identity theft by eliminating lost or stolen checks

Enroll in direct deposit today.

Download and complete our Payroll Direct Deposit form below and drop it off with your HR Department or other payor.

Please note that your employer may require you to complete their form.

Download Direct Deposit Form
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OVERDRAFT PROTECTION

Get peace of mind and help prevent an overdraft fee, a declined debit card transaction, or a returned check with one of our two overdraft protection options:

  • Our Overdraft Line of Credit12 transfers funds automatically to your checking account whenever you need it.
  • Our Overdraft Protection from Savings13 transfers funds automatically from your savings account to cover you if there’s not enough money in your checking account.
BENEFITS:
  • Access to funds when you overdraw your account
  • Enjoy the confidence of knowing you’re covered
  • Have insurance against a record keeping error

Visit a branch or call us at 888.418.5626 to learn more.

Ready to get started?
Open a Checking Account Today!

Apply Now

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