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PERSONAL ACCOUNT
FEE SCHEDULE

Always you.
Effective August 1, 2021
CHECKING ACCOUNTS
PERFORMANCE PLUS CHECKING1
Average Monthly Combined Balance to Waive Monthly Maintenance Service Charge
$10,000
Monthly Maintenance Service Charge
$20
PERFORMANCE CHECKING1
Average Monthly Balance to Waive Monthly Maintenance Service Charge
$1,000
Average Monthly Combined Balance to Waive Monthly Maintenance Service Charge
$2,500
Monthly Maintenance Service Charge
$10
SIMPLE CHECKING
Simple Checking Account2
No Fee
Simple Checking for Students
No Fee
CSB ONE CHECKING3
CSB One Checking Account
No Fee
CSB @ WORK PROGRAM—CHECKING3
CSB One @ Work Checking Account
No Fee
CSB @ Work Checking Account
No Fee
DEBIT CARDS
Transactions at CSB ATMs
No Fee
Per Transaction at all other ATMs
 
(Basic Savings Account only)
 
Withdrawal/Balance Inquiries
$1
(surcharges by other banks may apply)
 
Point of Sale (POS)
No Fee
Re-Issue Card
 
Branch
$10
Expedited Mail (domestic)
$25
Expedited Mail (international)
$25+Shipping
International ATM & Point of Sale (POS)
0.75%
Transactions (per transaction)
 
SAVINGS AND MONEY MARKET ACCOUNTS
PERFORMANCE MONEY MARKET4
Average Monthly Balance to Waive Monthly Maintenance Service Charge
$1,000
Monthly Maintenance Service Charge
$10
SIMPLE SAVINGS4
Average Monthly Balance to Waive Monthly Maintenance Service Charge
$250
Monthly Maintenance Service Charge2
$5
PASSBOOK SAVINGS
Average Monthly Balance to Waive Monthly Maintenance Service Charge
$250
Monthly Maintenance Service Charge
$5
BASIC SAVINGS4
Minimum Daily Balance to Waive Monthly Maintenance Service Charge
$10
Monthly Maintenance Service Charge
$1
CSB @ WORK PROGRAM—SAVINGS3,4
CSB @ Work Savings
No Fee
RETIREMENT
Traditional and Roth IRA Plan Annual Fee
$15
SEP Plan Annual Fee
$25
SIMPLE Plan Annual Fee
$25
Trustee Transfers (per transfer)
 
Per Transfer
$30
Expedited Mail Transfer
$30
Wire Transfer
See Wire Fees

UNLIMITED ATM SURCHARGE REFUNDS FOR PERFORMANCE PLUS AND CSB @ WORK CHECKING ACCOUNTS

Performance Plus and CSB @ Work Checking customers will receive unlimited surcharge refunds each month. Surcharges on Performance, CSB One, CSB One @ Work, and Simple Checking for Students Checking accounts and Performance Money Market accounts will be refunded up to a maximum of $12 each month.
OTHER SERVICES
PERSONAL ONLINE BANKING
Bill Pay Service
 
Rush Delivery (per overnight payment by ACH)
$7
Rush Delivery (per overnight payment by check)
$30
eTransfer
 
Premium Outbound Transfer (per transfer)
$8
POPMONEY
Express Delivery
$3
Stop Payment
$30
DOMESTIC WIRE TRANSFERS
Outgoing (per wire transfer)
$25
Incoming (per wire transfer)
$12
FOREIGN ITEMS
Foreign Wire Transfers
 
Outgoing (per wire transfer)
$40
Incoming (per wire transfer)
$12
Canadian Check Collection
$25
(per item, plus other bank’s fees)
 
Foreign Check Collection
$40
(per item, plus other bank’s fees)
 
MONEY ORDERS AND TREASURER’S CHECKS
Money Orders5
$4
Treasurer’s Checks5
$6
SAFE DEPOSIT BOXES
See Separate Safe Deposit Box Fee Schedule
 
MISCELLANEOUS
Domestic Check Collection (per item, plus other bank’s fees)
$30
Check Printing
Fees May Vary
Coin Counter Fee
customers 5%
non-customers 10%
Copy of any Document
$3
Deposited/Cashed Item Returned Unpaid
$7.10
Levy Processing
$75
Lost Passbook/Certificate
$10
Insufficient Funds (NSF)/Uncollected Funds (UCF) and EFT and Debit Card Overdrafts2,6,7(per item)
$35
Overdraft Line of Credit Annual Fee (waived for Performance Plus, CSB One, CSB One @ Work, and CSB @ Work Checking Accounts; $10 discount for Performance Checking)
$25
Overdraft Protection from Eligible Account (per day)
$7.50
Research (per hour, including statement copies)
$25
Stop Payment (per item)
$30

1Performance Plus and Performance Checking offer fee waivers on many services. Please refer to the Truth-In-Savings disclosure for personal accounts for details on the eligible balances and fee waivers for each of these accounts.

2Special notice for customers who are 18 years of age or younger or 65 years of age or older. If you have notified the bank of your eligibility, you are exempt from monthly maintenance service charges on one Simple Checking account and one Simple Savings account. Additionally, the NSF/UCF/EFT and Debit Card overdraft fee will be reduced to $5.00.

3Please refer to the Truth-In-Savings Disclosure for eligibility and program requirements.

4A $10 excess activity fee will be charged for each transaction in excess of the stated limitations. See Truth-In-Savings Disclosure for details.

5Waived for Performance Plus Checking and CSB @ Work Checking Accounts.

6A maximum of three Insufficient Funds (NSF) and Uncollected Funds (UCF) fees may be charged to an account per day. Additionally, we will not assess a fee for NSF and UCF items in the amounts of $10 or less.

7NSF/UCF/EFT Debit Card overdraft fees for non-recurring Debit Card items are charged only for those customers who opt-in to non-recurring Debit Card overdrafts.

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