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Member FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Annual Percentage Yield1

4.10%1

Term Length

10 Months

Minimum Deposit

$1,000

Eligibility

New Money Only

Not currently on deposit with CSB1

WHY A CSB CERTIFICATE OF DEPOSIT?

Your savings account isn’t keeping up. This is.

See what a difference a 4.10% APY1 can make in just 10 months.

CSB 10-MONTH CD SPECIAL

4.10% APY1

on $25,000 earns ~$850

over 10 months, locked-in

VS

TYPICAL SAVINGS ACCOUNT

0.50% APY

on $25,000 earns ~$104

over 10 months

When prompted for interest rate, enter 4.02% - this is the interest rate that corresponds to the 4.10% APY1 for this CD Special. The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the result.

10-MONTH CD SPECIAL

Annual Percentage Yield

4.10%1

Fixed Rate

Your 4.10% APY1 is fixed from day one of your deposit until first maturity. No market exposure, no surprises — just reliable growth.

Top-Tier Yield

At 4.10% APY1, this high-yield CD Special is built to maximize the growth of your new deposit.

FDIC Insured

Feel confident knowing your deposits are FDIC Insured2 and backed by nearly 200 years of financial stability.

Getting Started

Open your CD in 3 easy steps

Apply Online

Takes just a few minutes to open a CD online or visit a branch. You will need your personal identification information and a funding source.

Fund Your CD

Open with $1,000 or more in new money — funds not currently on deposit at CSB.

Earn 4.10% APY1

Your rate is locked from day one of your deposit until first maturity. Balance grows until maturity in 10 months.

Is this CD right for you?

Ideal for situations like these

Locking in a Rate

Concerned rates may fall? Lock in 4.10% APY1 now and protect your earnings for the full 10 months — regardless of what the market does.

Summer 2027 Plans

Funds mature right in time for a home project, vacation, or big summer purchase you've been planning.

Mid-year Milestone Ahead

Wedding, graduation, anniversary trip, or another milestone? Start building now so your money is ready when you are.

Maximizing Idle Cash

Have a significant amount of funds sitting in a low-yield savings or checking account? Put it to work at our top-tier rate before conditions change.

Building Toward a Goal

Down payment savings, a college fund top-up, or an emergency cushion — 10 months of 4.10% APY1 puts you meaningfully closer.

Waiting on your Next Move

Not ready to commit funds long-term? A 10-month CD earns significantly more than a standard savings account while you figure out your next financial step.

3.85%

APY1

4-MONTH CD SPECIAL

Also available

Earn more. Stay flexible.

4-Month CD Special — 3.85% APY1

Prefer a shorter commitment? Lock in 3.85% APY1 for 4 months. Same $1,000 minimum deposit. New money only.

Open a 4-month CD

Good To Know

Frequently Asked Questions

Plain-language answers before you open your CD.