Compare Checking Accounts
FOUR OPTIONS—ALL EQUIPPED WITH ADVANCED DIGITAL FEATURES
All CSB accounts have Online and Mobile Banking with capabilities such as Zelle®, Credit Score, Money Management, Online Statements, Online Card Management, Bill Pay, and more.
| Simple | Performance | Performance Plus | Simple Checking for Students | |
|---|---|---|---|---|
| Opening Deposit | $10 | $10 | $10 | $10 |
| Monthly Maintenance Service Charge | No Service Charge | $10 Waive with $1,000 average monthly balance OR $2,500 in combined average monthly checking, savings, money market, CD, and IRA balances | $20 Waive with $10,000 in combined average monthly checking, savings, money market, CD, IRA, and consumer loan balances (Excluding mortgage balances) | No Service Charge |
| Non-CSB ATM Surcharge Reimbursement2 | No | Up to $12/month | Unlimited | Up to $12/month |
| Free Checks | No | First order of basic checks | Unlimited basic checks | No |
| Interest | No | No | 0.10%1 | No |
| Eligible for bonus rate on Relationship High-Yield Money Market Account | No | No | Yes | No |
| Debit Mastercard® | Digital & Physical | Digital & Physical | Digital & Physical | Digital & Physical |
| Zelle®3,4 | Yes | Yes | Yes | Yes |
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For more details on our personal checking accounts, please refer to our disclosures.
*Not all of our checking accounts offer ATM surcharge refunds. Please review the Truth in Savings Disclosure section of the Understanding your Deposit Account Handbook for ATM surcharge refund details.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Performance Plus
1 The Annual Percentage Yield (APY) and Interest Rate is 0.10%, accurate as of 11/1/2026. $10 minimum daily balance required to earn APY. This is a variable rate account and rates may change after account is opened. Fees may reduce earnings.
Performance, Performance Plus, and Simple Checking for Students
2 Please note when traveling abroad you must submit all ATM receipts for refunds.
Zelle®
Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
3 To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
4 We may limit the number of preauthorized, automatic, telephone, facsimile, and computerized transfers from statement savings accounts and money market accounts to other accounts of yours or to third parties to six per calendar month.