Easiest Extra Credit Students Will Get All Year!
Earn $1501 with a new Simple Checking for Students account in just two steps!
Open Your Account
Open a new Simple Checking for Students account with a $10 minimum deposit.
- Age 18 or older: Open online or at any branch
- Ages 16-17: Visit any branch to open an individual account
- Ages 14-15: Visit any branch with a parent or legal guardian to open an account
Available to new Cambridge Savings Bank checking customers only. Not available to customers who currently hold or have held a CSB personal checking account within the last 12 months.
What to bring:
- Provide verification of identification.
- Present a Student ID or other proof of current student status.
Earn Your Bonus
Use Your Debit Card
- Make at least 15 qualifying purchases per month using your CSB Debit Mastercard® within the first 2 full calendar months after your account is opened and funded1.
Please note:
- Purchases must post to your account within the 2-month qualification period
- ATM transactions, cash advances, and person-to-person transfers do not qualify
Tip: Everyday purchases like coffee, groceries, or streaming subscriptions all count. Use your card with Apple Pay®, Google Pay®, or Samsung Pay® to make it even easier. Not sure where your money goes each month? Try our How Much Am I Spending? calculator.
Go Paperless
- Enroll in eStatements through CSB Online or Mobile Banking within 2 months of account opening.
GET ALL THESE BENEFITS!
Start with just $10 and enjoy no monthly minimum balance requirement
Pay $0 monthly maintenance service charge
Send money easily with Zelle®
Account Features
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Easy Mobile Payments
Learn MoreUse your CSB Debit Mastercard with Apple Pay®, Google Pay®, or Samsung Pay®.
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CSB Debit Mastercard®
Learn MoreShop in-store, online, or on the go — your convenient CSB Debit Mastercard® makes it easy to pay for everyday purchases without spending more than you have.
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Free Online and Mobile Banking
Manage your finances effortlessly, anytime, anywhere. From paying bills to making deposits – all you need is your mobile device.Learn More -
ATM Surcharge Refunds
Get up to $12 in refunds each month for non-CSB ATM surcharges2
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Money Management Tools
Learn MoreSee all of your accounts in one place, visualize your spending, set budgets, track trends, manage debts, and monitor your net worth — giving you a complete financial picture so you can make smarter decisions for your future.
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Stay in the Know with our Credit Score Tool
With our Credit Score tool, you can get free and instant access to your credit score and report, as well as personalized tips on how to improve or maintain a good score.Learn More
When Will I Receive My $1501 Bonus?
Your bonus will be credited to your account within 2 months of completing the qualification period.
For example, if you open and fund your account in April, your qualifying months are May and June— and your bonus will be credited by August 31.
Don't forget! You must also enroll in eStatements through CSB Online or Mobile Banking within 2 months of account opening to qualify for your bonus.
Ready to get started?
Must be 18 or older to apply online. Under 18? We'd love to meet you — visit us at any branch.
We'd Love to Meet You in Person!
Swing by any branch and we'll help you open your account.
1Student Checking Account Bonus Offer - Receive $150 by opening a new Simple Checking for Students account and meeting the following requirements:
(1) Open a new Simple Checking for Students account with a minimum opening deposit of $10 during the promotional period (April 23, 2026 through December 31, 2026). You must not currently have a CSB personal checking account or have had one in the last 12 months.
(2) Make at least 15 qualifying debit card purchases per month using your CSB Debit Mastercard® within each of the first 2 full calendar months following the date the new account is opened and funded. Transactions must post to the account within the 2-month qualification period; ATM transactions, cash advances, and person-to-person transfers do not qualify.
(3) Enroll in eStatements through CSB Online or Mobile Banking within 2 months of account opening.
Payout: The one-time $150 bonus will be credited within 2 months of the end of the qualification period. For example, if the account is opened and funded in April, the qualifying months are May and June, and the bonus will be paid by August 31.
All other rules and regulations for checking accounts apply. Please refer to CSB Understanding Your Deposit Account for Personal Accounts Handbook and Personal Account Fee Schedule for account details. No minimum balance is required to receive the bonus. Limit one offer per customer. All bonuses will be reported to the IRS as interest. Accounts must be open and in good standing throughout the qualification period and at the time of bonus payout. Offer cannot be combined with any other offer and can be withdrawn or modified at any time. Offer current at the time of account opening will be honored. Other restrictions may apply.
Minors aged 14–15 may open a joint checking account with a parent or legal guardian in a branch. Minors aged 16–17 may open an individual checking account in a branch. You must be 18 or older to open an account online.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. Apple®, the Apple logo, iPhone®, Apple Pay, Touch ID® and Face ID® are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google and Google Pay are trademarks of Google LLC. Use of these trademarks is subject to the respective owner's permission. CSB is not affiliated with, endorsed, sponsored, or otherwise authorized by Apple Inc., Google LLC, or Samsung Electronics Co., Ltd.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Zelle®
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Eligible checking or savings account required to use Zelle®.
General Checking Disclosures
For more details on our personal checking accounts, please refer to our Understanding Your Deposit Account for Personal Accounts disclosures.
You must live or work in Massachusetts or New Hampshire. If you live or work in Maine, please visit a branch or call us.
2Not all CSB checking accounts offer ATM surcharge refunds. Please review the Truth in Savings Disclosure section of the Understanding your Deposit Account Handbook for ATM surcharge refund details. Please note when traveling abroad you must submit all ATM receipts for refunds.
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