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Get $4001

when you open & use a new checking account. See details below.

At CSB we pair our checking accounts with the features and benefits that you want and need. Our team of universal bankers is dedicated to finding solutions that make sense for you. If you value convenience, innovative banking technology, and personalized service then you've come to the right place!

 

Here are just some of the great things you get when you're with us:

Mobile payments2

Forgot your wallet? No problem! Pay with Apple Pay®, Samsung Pay®, or Android PayTM

Reimbursed ATM fees3

Not near a CSB ATM? No problem. We've got you covered with checking account options that reimburse your ATM fees.

 

Same day debit card

Wait, what? You heard us right. You receive your debit card the same day you open an account!

Like what you see? Compare our checking options to see which one works best for you!

 

Simple

An account that allows you to do your day to day banking with no strings attached.

The finer points:

  • $10 minimum account opening deposit
  • No monthly maintenance fee

Apply Now

Performance

If you’re looking for an account with more perks, Performance Checking is the account for you.

The finer points:

  • $10 minimum account opening deposit
  • No monthly maintenance fee (when you meet balance requirements)1
  • Up to $12 in monthly ATM surcharge refunds2
  • First order of basic checks free
  • Discounts on Overdraft Line of Credit Annual Fee3

Apply Now

1Monthly fee of $10 waived if the average monthly balance in your checking account is $1,000 or greater, or if your average monthly combined deposit balances in checking, savings, money market, CD and IRA balances are $2,500 or greater.

2Please note when traveling abroad you must submit all ATM/Debit Card receipts for refunds.

3Subject to credit approval. Overdraft Line of Credit Annual Fee $15 vs. $25. The Annual Percentage Rate on Overdraft Lines of Credit is 18% as of 1/13/2020.

Performance Plus

This interest-earning account gives back to you with our best features and benefits to reward you for your relationship with us.

The finer points:

  • $10 minimum account opening deposit
  • No monthly maintenance fee (when you meet balance requirements)1
  • Unlimited ATM surcharge refunds2
  • Unlimited basic style checks
  • Free money orders/treasurer’s checks
  • Discounts on loan products3
  • Bonus tier on Performance Money Market account
  • $10 minimum daily balance to earn APY
  • 0.05% Interest Rate and Annual Percentage Yield4

Apply Now


1Monthly fee of $20 waived if average monthly combined deposit balances, and consumer loan balances, excluding mortgage balances, are $10,000 or greater.

2Please note when traveling abroad you must submit all ATM/Debit Card receipts for refunds.

3Subject to credit approval. Annual fee waiver on Home Equity and Overdraft Lines of Credit. The Annual Percentage Rate on Overdraft Lines of Credit is 18% as of 1/13/2020.

4The Annual Percentage Yield (APY) is accurate as of 1/13/2020. This is a variable rate account and rates may change after account is opened. Fees may reduce earnings.

1Earn a $400 bonus when you open a new Performance or Performance Plus Checking Account with a $10 minimum opening deposit between 1/13/20 and 3/31/20 and complete the following requirements within each of the first full three calendar months following the date the new account is funded: (1) Receive cumulative direct deposits totaling $1,000 or more. Qualifying direct deposits are electronic deposits of your paycheck, pension or government benefits from your employer or the government. Person- to-person and bank transfers between your Cambridge Savings Bank accounts or accounts you have at other financial institutions do not qualify. (2) Complete 5 posted and cleared debit transactions, including checks paid, debit card transactions, wire transfers, or ACH debits. For example, a qualifying account type opened and funded during the month of January must complete the requirements in the months of February, March and April in order to qualify for the bonus. New account funding must be completed by 3/31/20. You must not currently have a Cambridge Savings Bank personal checking account or have had one in the last 12 months. A $400 credit will be made to your checking account within 30 days of completing requirements as long as qualification conditions are met and the account remains open in good standing. The Performance Plus Checking Account has a 0.05% Annual Percentage Yield (APY). APY is accurate as of 1/13/20. Rate is variable and may change after account opening and fees may reduce earnings. Minimum balance to obtain the APY is $10. No minimum balance is required to receive the bonus. The value of the bonus will be reported to the IRS as interest. Limit one bonus per household. Offer cannot be combined with any other offers and may be withdrawn at any time. All other rules and regulations for checking accounts apply.

2Cambridge Savings Bank does not charge a fee; however, standard data rates may apply from your wireless provider.

Apple Pay is a registered trademark of Apple, Inc.

Android, Chrome, Google Pay, Google Play and the Google Logo are trademarks of Google LLC.

Samsung Electronics America, Inc. Samsung, Samsung Pay, Galaxy S and Galaxy Note5 are all trademarks or registered trademarks of Samsung Electronics Co., Ltd.

3Receive up to $12 in monthly ATM surcharge refunds on a Performance Checking account and unlimited ATM surcharge refunds on a Performance Plus Checking account.

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