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Checking

Our checking philosophy: more of what you want. Less of what you don’t.

Our checking account options couldn’t be simpler. You don’t have to jump through hoops to waive your monthly maintenance service charge – and – many of our checking accounts come with ATM surcharge refunds.* Banking online or on the go is easy, and so is the technology you need to use your account quickly and conveniently. See for yourself. Compare our checking options to find the one that best fits you.

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Need help finding the right account for you?
WE CAN HELP YOU CHOOSE!
How do you like to bank? Please choose one or more options
What is your average monthly balance?
Choose the benefits that are important to you. Select as many as you like.

Simple Checking

  • $10 minimum account opening deposit1
  • No monthly maintenance fee

 

Performance Checking

  • $10 minimum account opening deposit
  • No monthly maintenance fee (when you meet balance requirements)1
  • Up to $12 in monthly ATM surcharge refunds2
  • First order of basic checks free
  • Discounts on Overdraft Line of Credit Annual Fee3

 

Performance Plus Checking

  • $10 minimum account opening deposit
  • No monthly maintenance fee (when you meet balance requirements)1
  • Unlimited ATM surcharge refunds2
  • First order of basic checks free
  • Free money orders/treasurer's checks
  • Discount on loan products3
  • Bonus tier on Performance Money Market account
  • $10 minimum daily balance to earn APY
  • 0.05% Interest Rate and Annual Percentage Yield
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  • Performance

    If you’re looking for an account with more perks, Performance Checking is the checking account for you.

    • $10 minimum account opening deposit

    • No monthly maintenance service charge
      (when you meet balance requirements)1

    • Up to $12 in monthly ATM surcharge refunds2

    • First order of basic checks free

    • Discount on Overdraft Line of Credit Annual Fee3

    Apply Now See Full Terms & Disclosures

    Not sure if Performance is right for you? We’ll help you find what is!

  • Performance Plus

    This interest-earning account gives back to you with our best features and benefits to reward you for your relationship with us.

    • $10 minimum account opening deposit

    • No monthly maintenance service charge (when you meet balance requirements)4

    • Unlimited ATM surcharge refunds5

    • Unlimited basic style checks

    • Free money orders/treasurer's checks

    • Discount on loan products6

    • Bonus tier on High-Yield Money Market account12

    • $10 minimum daily balance to earn APY

    • 0.10% Interest Rate and Annual Percentage Yield7

    Apply Now See Full Terms & Disclosures

    Not sure if Performance Plus is right for you? We’ll help you find what is!

  • CSB One

    A checking and digital investing package to help you earn more, save day-to-day, and grow your money.

    • 3.00% APY8,9on your first $5,000

    • Up to $12 in monthly ATM surcharge refunds10

    • $10 minimum account opening deposit

    • No monthly maintenance service charge

    • Annual fee waiver on Overdraft Line of Credit11

    • Bonus Tier on our High-Yield Money Market Account12

    Apply Now See Full Terms & Disclosures

    Not sure if CSB One is right for you? We’ll help you find what is!

Checking Account Benefits

Here's what is offered with your CSB checking account.
  • Credit.

    Debit Mastercard®

    Combine the convenience of a credit card while only using the money that’s available in your checking account.
    Learn More
  • Online account.

    Online & Mobile Banking

    It’s easy to set up and use Online and Mobile Banking. Plus, you get the added convenience of being able to bank anytime, anywhere, with the ease of knowing that your transactions are secure.
    Learn More
  • Hand with pen.

    Checks

    Some customers may still prefer to write checks. This convenient way to make a payment provides easy record keeping and may be safer than cash.
    Learn More

Your FDIC Insurance Coverage
Want to learn more?

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DIRECT DEPOSIT

Direct Deposit is the safe, convenient way to deposit recurring payments into your account electronically. Once you set up this service, your paychecks, Social Security income, tax refunds, or dividend income will be deposited automatically.

BENEFITS:
  • Split your paycheck into multiple accounts for better control of funds
  • Electronic delivery makes your funds available immediately
  • Reduce the risk of identity theft by eliminating lost or stolen checks

Make sure to have your checking account and routing number handy. Our routing number is 211371120 and both your account number and routing number can be found at the bottom of your checks.

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OVERDRAFT PROTECTION

Sometimes the unexpected comes up. Learn more about the ways you can help to protect yourself against overdrafts.

Learn More

Ready to get started?
Open a Checking Account Today!

Apply Now

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