A credit approval is a great first step to take on your mortgage journey.
Learn a little more below about what a credit approval is and if you're ready, start your application for credit approval.
WHAT IS A CREDIT APPROVAL?
Getting a pre-qualification or a credit approval is a great place to start if you are looking to understand how much home you can afford.
The estimated purchase price and loan amount that comes from this step will be based on the verbal information that you provide to the lender.
At CSB, it is backed by running your information through an automated underwriting system and we also pull your credit report for this process.
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Thinking about buying a home or just want to learn more about the mortgage process?
Let our local experts walk you through the process in Your Mortgage Journey, our mortgage loan financial education video series.
Chapter 1: How the Mortgage Loan Process Works