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Your customers are your biggest priority. They're ours too.

CSB has local knowledge, a local team, and makes local loan decisions. We are not trying to fit your customers into a box – we want to understand their story – and find the mortgage that works best for their journey.

Our Products

CSB has the flexibility to meet your customers where they are - with a variety of home loan options - from standard to complex. 

As a portfolio lender, a direct lender to Fannie Mae, and a delegated underwriter to many secondary market investors, we have a full suite of products and services with the promise of treating your customer like they are our only customer. 

  • Non-Traditional Mortgage Products

    Sometimes your customers need something a little different. We've got that. Please reach out to a mortgage loan officer for more details on these unique products.

    • Jumbo Mortgages

    • Combination Mortgages

    • Non-Warrantable Condo Mortgages

    • Affordable Home Loan Programs

    • Up to 100% Financing with no Private Mortgage Insurance (PMI)

    • Bridge Loans

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    Not sure if Non-Traditional Mortgage Products is right for you? We’ll help you find what is!

  • Construction Loan Program

    Our dedicated construction professional makes new or rehab construction a breeze - working with you and your buyer every step of the way to make sure the project stays on target.

    • One time close

    • Loan amounts up to $2 million

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    Not sure if Construction Loan Program is right for you? We’ll help you find what is!

  • Affordable and First Time Home Buyer Programs

    Sometimes customers have unique borrowing needs; our loan officers are equipped with additional programs and have the expertise to help you find the solution that may fit your needs. We offer both financing options and educational assistance to make the process easy for first time home buyers.

    • Variety of programs offered, including those for first time home buyers seeking affordable loan options

    • CSB Home Achieve is an affordable loan option with competitive fixed rates and no borrower-paid private mortgage insurance for those who qualify

    • CSB 100 includes up to 100% Financing with no Private Mortgage Insurance (PMI) for those who qualify

    • Massachusetts Housing Partnership ONE Mortgage and Mass Housing Finance Agency mortgages include low fixed-rate financing for those who qualify

    • Your Mortgage Journey financial education videos feature CSB mortgage loan officers walking through different steps in the mortgage process. 

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    Not sure if Affordable and First Time Home Buyer Programs is right for you? We’ll help you find what is!