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Make your move.
Earn up to an $8001 bonus

Whether life's taking you somewhere new or you're simply ready to bring your everyday banking closer to home — we've got room to grow with you. Open a new checking account and earn up to $8001 while you bank with people who already know your name.
 

It's Simpler Than You Think

Your Path To Earning Up To $8001

Four straightforward steps stand between you and your bonus — no matter which account(s) you choose.

Choose your Account(s)

Open a qualifying checking account between May 1 and September 30, 2026.1

Fund and Set Up

Fund your new account and enroll in eStatements within the first 30 days of opening.1

Meet the Requirements

Use your account as required during the qualification window — see full details below.1

Collect Your Bonus

Your bonus is automatically credited within 2 months after the qualification period ends. Up to $800 is waiting.1

Your bonus at a glance

New eligible checking account customers can earn up to an $8001 bonus

Checking Bonus

Up to

$8001

Earn It Two Ways

$500
One-time account bonus
After requirements are met
$25 / month
Up to $300 total
Paid monthly for up to 12 months

Choose Your Checking Account

Three great checking accounts. Pick the one that fits your life.

Simple Checking

The essentials — no monthly maintenance service charge, with all our digital tools included.

Non-CSB ATM Rebates

Not included

Monthly Maintenance Service Charge

None

Checks

Not included

Earns Interest

No

Boosts Money Market Rate

No

Performance Checking

Greater convenience, ATM reimbursements, and a bonus to match.

Non-CSB ATM Rebates

Up to $12/month2

Monthly Maintenance Service Charge

$10/mo (waivable)3

Checks

First order of basic checks free

Earns Interest

No

Boosts Money Market Rate

No

Performance Plus Checking

Interest-earning, additional perks — and it unlocks the highest money market rate.

Non-CSB ATM Rebates

Unlimited2

Monthly Maintenance Service Charge

$20/mo (waivable)4

Checks

Unlimited basic checks

Earns Interest

Yes — 0.10% APY5

Boosts Money Market Rate

Yes — unlocks higher APY6

QUALIFICATIONS

How do I qualify for the Checking Bonus?

For the $5001 Bonus

Open a new personal checking account with a $10 minimum opening deposit between 5/1/26 and 9/30/26

— you must not currently have, or have had, a CSB personal checking account in the last 12 months.

Enroll in eStatements

within 30 calendar days following the date the new account is open and funded.

Have at least $2,500 in monthly direct deposits

within each of the first 3 full calendar months after the account is open and funded.

Maintain a minimum average monthly balance of $5,000

for the first 3 full calendar months following the date the new account is open and funded.

For the up to $3001 debit bonus

Paid As $25 For Every Qualifying Month

Open a new personal checking account with a $10 minimum opening deposit between 5/1/26 and 9/30/26

— you must not currently have, or have had, a CSB personal checking account in the last 12 months.

Make 10 qualifying debit card purchases of at least $101

using your CSB Debit Mastercard® within each of the first 12 calendar months following the date the new account is opened and funded.

Heads up, students! Simple Checking for Students doesn't qualify for this bonus, but we've got something just for you. Check it out here!

A Bank Worth Switching To

Always You®

Every decision. For nearly 200 years — and for whatever chapter comes next.

Swipe. Tap. Deposit. Transfer. Pay a bill from the couch. Check your balance at midnight. And when you need more than a screen — a real person who knows your name and your neighborhood.

One Place for Everything.

Manage your checking and savings together in one app, one login, one relationship. Adding a checking account is even simpler when you're already a CSB customer.

Local & Community-Rooted.

We've served Greater Boston and New England for nearly 200 years. We're not a national chain — we're your neighbors. What matters to you matters to us.

Real People. Real Service.

When you call, you talk to a person. When you visit a branch, you're more than an account number. It's why people switch to CSB.

The facade of Cambridge Savings Bank in Harvard Square

Prefer to open your new account in-person?