What to Do if You Suspect Your Identity Has Been Stolen
1. Place an Initial Fraud Alert by calling one of the credit reporting agencies below:
2. Tell them:
- You are a victim of identity theft
- You want a fraud alert placed on your credit file
- You’d like confirmation that they will notify the other two remaining credit reporting agencies
3. Order your credit reports
- Get a credit report for all three agencies below. The reports will be free because you have already put a fraud alert on your account.
- Equifax – 800.525.6285
- Experian – 888.397.3742
- Transunion – 800.680.7289
4. Create an Identity Theft Report
- An identity theft report is made up of an identity theft affidavit and a police report. So first, create an identity theft affidavit.
- Go to https://www.ftccomplaintassistant.gov and follow the steps to create your affidavit. Or, call the FTC at 877.438.4338 and they will walk you through the process and email you a link to complete your affidavit.
- Bring your completed, printed affidavit to your local police department, along with:
- Any other proof of theft
- A government-issued ID with a photo
- Proof of your address (rental agreement, paystub, or utility bill)
- FTC’s Memo to Law Enforcement