For more details on our personal savings accounts, please refer to our disclosures.

Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

FDIC insurance is available up to applicable limits. To evaluate the amount of FDIC coverage on your accounts, we suggest you use the estimator tool on the FDIC website.

Simple Savings

¹The interest rate and APY is 0.15%. Fees may reduce earnings. Minimum opening deposit of $1. The minimum balance to earn the APY is $10.

Relationship HYMM with Performance Plus Checking

²Minimum opening deposit of $1. The Annual Percentage Yield (APY) is accurate as of 10/1/25.  This is a variable rate tiered account, and rates may change after the account is opened. Interest is not paid on account balances below $10. If your balance is between $10 - $9,999.99, the interest rate is 1.48% and the APY is 1.50%. If your balance is between $10,000 - $49,999.99, the interest rate is 1.73% and the APY is 1.75%. If your balance is between $50,000 - $249,999.99, the interest rate is 2.46% and the APY is 2.50%. If your balance is between $250,000 and $999,999.99 the interest rate is 2.95% and the APY is 3.00%.  if your balance is greater than or equal to $1,000,000 the interest rate is 3.19% and the APY is 3.25%. Fees may reduce earnings.  For more information, please refer to our Understanding Your Deposit Account for Personal Accounts Handbook, Relationship High-Yield Money Market Disclosure, and Personal Account Fee Schedule.

Relationship HYMM without Performance Plus Checking

³Minimum opening deposit of $1. The Annual Percentage Yield (APY) is accurate as of 10/1/25.  This is a variable rate tiered account, and rates may change after the account is opened. Interest is not paid on account balances below $10. If your balance is between $10 - $9,999.99, the interest rate is 1.24% and the APY is 1.25%. If your balance is between $10,000 - $49,999.99, the interest rate is 1.48% and the APY is 1.50%. If your balance is between $50,000 - $249,999.99, the interest rate is 2.22% and the APY is 2.25%. If your balance is between $250,000 and $999,999.99 the interest rate is 2.71% and the APY is 2.75%.  if your balance is greater than or equal to $1,000,000 the interest rate is 2.95% and the APY is 3.00%. Fees may reduce earnings. For more information, please refer to our Understanding Your Deposit Account for Personal Accounts Handbook, Relationship High-Yield Money Market Disclosure, and Personal Account Fee Schedule.

⁴ Please note when traveling abroad you must submit all ATM receipts for refunds.

⁵ To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

⁶ We are required by federal regulations to limit the number of preauthorized, automatic, telephone, facsimile, and computerized transfers from statement savings accounts and money market accounts to other accounts of yours or to third parties. For statement savings accounts and money market accounts, the limit is six per calendar month.

⁷To view our Mobile Deposit Services Agreement, please click here. Must use an Apple device (iPhone or iPad) and/or an Android supported smartphone or tablet or a Kindle tablet.